How to go from having zero control of your personal finances to



without losing sleep


having arguments with your significant other


while spending guilt-free on all the lattes your heart desires.

- Avanti

Financial education is the most important education you will learn but do they teach it in school?



Remember learning Math or History in school?
When was the last time you used that knowledge? Perhaps you use math if you are an engineer or a financial analyst, like me.
But think about how valuable a financial education is in your day-to-day life. You need it while in school so you don’t make bad decisions and get in student debt without understanding how you will repay it. You need it while you are working, so you can make good investment decisions and prepare for retirement. And you need it long after you have left the workforce so you can live the life you deserve in retirement.

But do they teach it in school? Or college? Heck no! They don’t even teach how to manage your own money in grad school or even at work.

And then there are these “experts” telling you to invest in stocks, options and bitcoins without assessing your risk-taking ability or willingness.

Or gurus telling you that all debt is bad and that credit cards are the bane of your existence.
Do you know that how difficult it is to build credit without a credit card?

Tell me this is making sense.


If you had financial education, you could have started investing early.

If you had started investing $500 each month in the S&P 500 index,  5 years ago you could have had $42,000+ today.

If you had started investing $500 a month every month 10 years ago, you could have had more than $125,000 today.

If you had started investing $500 a month every month 20 years ago, you could have had more than $250,000 today.

If you had started investing $500 a month every month 21 years ago, you could have had more than $275,000 today.

That is a whopping $25,000 difference in just one year.

Do you see how just one year

a total investment of 500 x 12 = $6,000

would have made a difference of $25,000 to what could have had today.

Imagine what you could do with that extra $25k

You could go on a vacation or FOUR

Or buy a car

Imagine the financial security that extra $25k could earn you.

Think about it.

After knowing this, do you think, you should wait any longer to take charge of your own finances?

Can you afford to?

Imagine if you were able to invest $1,000 every month. How much would you have had today?

And investing in funds indexed to the S&P 500 is only one way. Imagine all the opportunities you are losing by not getting the full picture of your finances RIGHT NOW.

You need financial education! And you need it NOW more than ever!

5 Types of “Experts” you should not be getting financial education from

The stock picking geniuses with no credentials that think that buying and selling stocks is the only investment solution. They are not concerned about your risk profile.

The options strategists that recommend trading options all day long: Trading options involves a lot of math. If you are not doing rigorous research, you are not investing. You are gambling you money.

The latte haters – These are the ones who think that cutting back on $4 lattes is going to make you a millionaire. Who are they kidding?

Then there are those that hate debt – all debt. But remember, not all debt is bad. There is consumer debt which reduces your wealth and deserves to be hated. But there is another kind of debt. This is the kind that could help you build wealth.

Finally, there are those that would ban all credit cards if they could. Credit, when used wisely, will make your life easy. It will build your credit and when the time is right, make it easy for you to buy a home or a car.

THIS is Where I come in

I am Avanti. You may have read my blog FoodLifeandMoney. I am a mom, an investment analyst with an MBA in finance and a CFA charterholder. What that means is I have spent 2000+ hours studying finance and investment strategies. I have read hundreds of books on personal finance and wealth building, and spend countless hours researching and analyzing investments. And…, I can talk endlessly about wealth-building to whoever would listen. 

I paid down $25,000 in student debt in two years, and was able to give $30k to my family to buy a home. I was able to buy a home of my own and save and invest a ton of money over the years. 

But my life was not always this comfortable. I come from a middle-class family. I went to college in India where education was very affordable. After earning a bachelors degree in engineering, my parents gave me all of their savings so I could pursue a graduate degree in electrical engineering. Can you guess how much they had saved? $15,000. The $15k that was going to fund just one year of graduate education! That same year my parents lost their home and had to move to a rental. I worked my butt off, eventually getting a paid research assistantship the following year so I didn’t have to ask my parents for more money, which they didn’t have anyway. 


After getting that degree, I got a job. My employer even gave me a 401(k). I had no idea what that was. So, I asked a coworker. I took his advice and made my fund selections. In three years I was able to pay back my parents and help them buy a home. I had applied to business schools and managed to get accepted at one with full scholarship. So I went back to school, this time for an MBA. Once again, starting from scratch with close to zero dollars in my bank account and no investments except that 401(k) from my previous employer. 


B-school is where I started getting interested in finance. One of my professors nudged me to start working towards my CFA charter. Then something happened. I got a chance to meet Warren Buffett. The WARREN BUFFETT. It was surreal. I was standing next to the Oracle of Omaha and I was holding HIS WALLET. My life was never going to be the same again. I knew in this moment that this is it! I was going to be an investment analyst. 

I so badly wanted to be an investment analyst that I took a 20% pay cut just so I could get my foot in the door. I got a job at a small RIA. After a year of working there I was offered a job at a big corporation with a better salary and good benefits. This time, I knew exactly what a 401(k) was when I got one. I thought let me go back and look at my 401(k) from my previous employer. I should have made a ton of returns, right? WRONG!!! 

My 401(k) was sitting at a measly number after 5 years of starting to invest. 

I had picked funds that were WRONG for me. And I was a smart engineer. I wasn’t stupid when  I made those choices. But I had no financial education when I first started working. I wish someone had taught me early on because I missed years of investing opportunities. I could have had 40k more in my account.

Since then, I have made a ton of progress. My investments are on autopilot. I spend less than an hour a month looking through my diversified portfolios. Once a year, (and occasionally, in between) I spend a few hours evaluating my net worth and spending habits. Other than that, I don’t worry about finances. All because I have mastered my FINANCIAL FREEDOM AUDIT.

The point I am trying to make is that there is opportunity to make wealth and I don’t want you to be the Avanti from 2007, who had no idea that she needed to get financial education. Don’t be that Avanti, who missed an opportunity to invest and make an additional $ 80k. 

Brace Yourself! 

Your life is about to change. 

Imagine this – 

Your net worth is growing each day!

Your finances are on autopilot so you can focus on what you do best and spend time on things you love!

You are relaxed because your emergency fund is prepared to take care of any emergencies!

You are saving for retirement each month and can retire without worrying about how you will manage without a full-time job!

You have a plan to pay down any debt that you have!

You are spending guilt-free on things that give you joy!

You are safe and stress-free!

How will you get there?

I will tell you exactly what you need to know to take your first step so you can get there.

With your permission, I would like to present to you you my system which I designed with you in mind. Here’s my specially designed mini-course.



Module 1

Go from life goals to SMART financial objectives to achievable investment objectives.  Learn how to evaluate seemingly mundane life goals as financial goals and how to convert outrageous, seemingly unachievable goals to simple reachable goals.

Module 3

Stop investing in assets that are not suitable for you. Your risk tolerance is different from your friends’. Learn how to calculate your risk tolerance and important measures that will show you how you are doing financially.

Module 2

Learn how to evaluate your personal financial health. Forget the overwhelm and learn to look at your finances objectively. Learn how to increase your net worth without budgeting.

Module 4

Stocks, bonds, mutual funds, market index! You’ve heard these words a million times but don’t know what exactly they mean they mean but have been too afraid to ask? This module will explain these basics in words that you will understand. 


Personal Investment Policy Template (Valued at $197)

This is my personal template that I use for financial goal setting and prioritizing. You will have the ability to see how far along you are to achieving your goals and how much you need to set aside each month for every goal.

Financial Freedom Audit Worksheets (Valued at $197)

I give you my personal statement of cash flows and balance sheet templates to help you create your personal financial statements!  

Financial Health Vitals (Valued at $97)

Once you have determined your personal risk tolerance and populated the cash flow statement and balance sheet, this template will automatically disclose how strong your finances are in one single sheet. 

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$27 (For the first 100)

This all sounds great But…

Is the Foolproof Financial Foundation course really as good as it sounds?

YEP! And if you want to know more and understand why, review the questions and answers below! If you have any other questions, feel free to send us an email at [email protected].

Who is this course for?

This course is for everyone who wants to learn the basics of personal finance and is motivated to build wealth. If you are just starting, you will learn the basics here. This course will lay a strong foundation that will help build your financial future. Whether you have a job or you have a business but you haven’t formally learned the basics of investing and personal finance, this course is for you. 

Who is this course not for?

If you are looking for a get-rich-quick tutorial, this course is not for you. You need to be willing to educate yourself and motivated to take the time and effort needed to build the foundation of your financial future. Also, if you have advanced education in finance, this course may be too basic for you, in which case you may benefit from my more advanced course.

How quickly will I be able to start once I pay?

Shortly after you make the payment, we will send you an email with your login. Within 24 hours you will have access to the first module of the course.

When does the course start and finish?

One module will be released to you each week. We really want you to take time to work on each module. That’s the only way you will really gain from this course and make progress on your financial journey. Once a module is made available to you, access is available for as long as Foolproof Financial Freedom is operating. We think that you should take about a week per module to get the best out of this course. 

What if I need help?

If you have any questions or technical problems while you are working on the course, shoot us an email at [email protected] and we will help as soon as possible. 

I have never managed my own money or learned about finance. Will I be able to understand this course?

YES! This course will help you understand the fundamentals of managing your money. If you have any questions, shoot us an email or ask in our Facebook group. 

Do you offer a Money Back Guarantee?

Yes! We want you to be completely excited, happy and delighted with your Foolproof Financial Foundation course, which is why we offer a 7-day, no questions asked, money back guarantee. If you are unhappy with the course for any reason and let us know within 7 days of your purchase, we will refund you in full. And, you get to keep the Investment policy statement template! 

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$27 (For the first 100)

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